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Earning Frequent Flyer Miles By Choosing The Right Credit Card - Articles Surfing


If you are looking into enrolling in a new credit card program, or looking to roll over your balance to a lower interest rate card, you should look into frequent flyer miles credit cards. People who are looking to attain a benefit from the interest they are already paying on their line of credit should investigate these frequent flyer miles credit cards. If you are looking to earn a free trip to any destination, why not earn some frequent flyer miles with the purchases you are making everyday and the interest that you are paying on that line of credit? It allows you to earn some incentives for your cost, and that sounds like a worthwhile idea.

What Should You Look For?

When trying to decide if a reward credit card is right for you, remember to think about one tied to a frequent flyer program. Although, remember to compare what is being offered to what will actually be awarded. Oftentimes these may differ, but usually by a very small amount. However, when selecting a card tied to a frequent flyer program, here are some good reminders to remember.

o What is the charged interest rate on the credit card? With any type of program, this is the most expensive aspect. Although you may receive a reward, is the reward going to end up costing you more via interest payments? If so, then you may want to explore other more applicable programs available to you.

o Details, details, details? Frequent flyer programs with credit cards can sometimes take a substantial amount of time before providing any worthwhile frequent flyer rewards. Remember also to find out the specifics of the deal such as: is one mile flown equal to one free mile? This is usually not the case, and because of that you will want to see how many miles you will need to accumulate to attain a substantial amount of frequent flyer benefits.

o How long does it take for rewards to expire, if they do? You will ultimately lose out on the program if you are simply saving up miles but do not have the time to use them. Every program is different when determining when miles are expired, but if you're not using them, you're losing them.

There can be some benefits to using credit on certain occasions, and getting frequent flyer miles is a good way to attain some added bonuses. There will, as with any credit card, be various fees and charges applied to your card, and each program will offer different options and pricing. Be sure to take some time and compare all of your options so that you will pick the best overall deal for you and your needs. The more research you do, the happier you will be.

Submitted by:

Shelly Walther

Shelly Walther has written several articles on travel and leisure and enjoys traveling herself. She has been to many places including Norway, her most recent adventure. More of her work can be found at http://www.FieldTravel.com.



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