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IF

If it seems as if all investors are selling, who is buying?

If trading has become entertainment for you, it may be time to refocus on profits.

If your stock has reached an annual low, can it go any lower?

If your stock has reached an annual high, can it go any higher?

If all the television analysts jumped off a bridge, would anyone care?

If your portfolio is based solely on fundamental analysis, perhaps it is time to learn technical analysis.

If I said you had a beautiful portfolio, would you hold it against an index?

If you are tired of losing value on the long side, perhaps its time to learn both sides of the market.

If you do not have a written financial plan, you should.

If you could put aside $205 at the beginning of each month for thirty- five years, with an 11% annualized return you may save over $1 million.

If you have stopped looking at your portfolio statements, does that mean your game plan is off?

If a fool and his money are easily separated, who introduced the two?

If buy and hold is your philosophy, why do you need a broker?

If a tree falls in the forest, does it ruin the stock market for the day?

If someone invented a computer program for investments that proved 100% correct all the time, we would never know about it.

If you think the market capitulated, you are not in a state of selling hysteria.

If 1,000,000 lemmings jump, can they all be wrong?

If you want to know what Greenspan thinks about economics, count the times he smiles.

If you expect nothing of your portfolio, you will not be disappointed.

If you are a rational investor, can you benefit from an irrational market?

If you managed your money like the government, you would take money from your neighbor and spend it on stock options that expire this week.

If you are confused with the opinions of the media, create your own.